Industries
Industries We Serve AcrossGujarat's Industrial Economy
Incentive and finance requirements differ sharply by industry. Explore how we structure assistance for each sector — from EPC and engineering to exports.
01 — EPC & InfrastructureIndustry 01
EPC & Infrastructure
EPC and infrastructure projects run on long cycles, milestone payments and heavy documentation. We assist project promoters and contractors in structuring project funding, understanding applicable incentives and arranging the guarantee facilities these contracts demand.
Incentives that may apply
- Capital subsidy for eligible fixed capital investment
- Interest subsidy on project term loans, subject to scheme conditions
- Electricity duty exemption for eligible undertakings
- Special thrust sector incentives where activity classification qualifies
Finance solutions that fit
- Project funding for EPC & infrastructure projects
- Performance, advance payment and tender / bid guarantees
- Working capital structured around milestone billing
- Foreign currency term loans for imported equipment, where eligible
02 — Engineering & ManufacturingIndustry 02
Engineering & Manufacturing
From Rajkot's engineering clusters to Sanand's manufacturing corridor, manufacturing units carry the widest range of incentive and finance options. We help units map capital subsidy, MSME incentives and the right term-loan and working-capital structure for new setups, expansion and modernisation.
Incentives that may apply
- Capital subsidy linked to eligible fixed capital investment
- Interest subsidy for eligible industrial projects
- Power tariff benefits for eligible units
- MSME incentives — certification, technology, energy savings and more
Finance solutions that fit
- Term loans for machinery, construction and capacity expansion
- Working capital — CC, OD, WCDL and additional limits
- Loan against property for expansion capital
- Bills discounting / invoice finance against receivables
03 — Procurement & SupplyIndustry 03
Procurement & Supply
Trading, procurement and supply businesses live and die by cash conversion cycles. We assist in structuring working capital and invoice-linked finance so that inventory and receivables fund growth instead of constraining it.
Incentives that may apply
- MSME incentives where the enterprise category and activity qualify
- Market development and exhibition assistance for eligible MSEs
- Interest subsidy where scheme conditions are met
Finance solutions that fit
- Cash credit and overdraft against stock and receivables
- Bills discounting / invoice finance on eligible sales
- Bank guarantees for supply contracts
- Ad-hoc / additional working capital for seasonal peaks
04 — Contracting & ConstructionIndustry 04
Contracting & Construction
Contractors and construction businesses need tender-ready banking: bid guarantees, performance guarantees and equipment funding arranged before deadlines, not after. We assist in setting up the facilities that keep you eligible to bid and equipped to execute.
Incentives that may apply
- Incentives for eligible manufacturing-linked construction activity
- MSME incentives where enterprise classification qualifies
- Capital subsidy for eligible fixed capital investment in qualifying projects
Finance solutions that fit
- Tender / bid guarantees and performance guarantees
- Machinery and equipment funding
- Working capital aligned to contract cycles
- Loan against property for business requirements
05 — Exports & LogisticsIndustry 05
Exports & Logistics
Exporters face a structural gap between production and payment. We assist Gujarat's exporters in exploring pre-shipment and post-shipment finance, foreign currency borrowing where appropriate, and the incentive framework that applies to export-oriented manufacturing.
Incentives that may apply
- Capital and interest subsidy for eligible export-oriented units
- Power tariff benefits and electricity duty exemption where applicable
- MSME incentives including market development assistance
Finance solutions that fit
- Pre-shipment finance / packing credit against export orders
- Post-shipment finance until realisation
- Foreign currency term loans, subject to eligibility and regulation
- Bank guarantees for international contracts
Note
Eligibility for any incentive or finance facility depends on applicable government policies, scheme conditions, lender policies, statutory requirements and case-specific assessment — whatever the industry.
Government Loans • Industrial Finance • MSME Assistance
Tell Us About Your Industry & Requirement
Share your sector and project outline — we will help you understand the incentive and financing pathways that realistically apply.